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Flexible Financing with Affirm

Shop now and pay over time with Affirm. Get instant approval and flexible payment options with no hidden fees.

No hidden fees

Know exactly what you'll pay with no surprises

Instant approval

Get a decision in seconds at checkout

Flexible payments

Choose a payment plan that works for you

How to Apply for Affirm Financing

1

Add items to cart

Browse our products and add your favorites to your cart. When you're ready, proceed to checkout.

Add items to cart
2

Select Affirm at checkout

Enter your contact and shipping details. At checkout, select Shop Pay to continue.

In the payment section, choose Pay in Installments to view your available financing options powered by Affirm.

Select Affirm at checkout
3

Complete your application

Verify Your Information and provide any requested information to check eligibility and review the available payment plans presented to you.

Complete your application
4

Choose your payment plan

Select the payment plan that works best for you.

  • Monthly installment plans require a debit card.
  • Credit cards may be used for 4 bi-weekly payment plans only.
  • A valid U.S. billing and shipping address is required.

Confirm Your Details
Review and confirm your billing and shipping information to ensure accuracy.

Complete Verification (If Prompted)
If required, enter the 6-digit verification code sent to your phone through Shop Pay to continue.

Review & Accept Terms
Carefully review the installment terms and conditions. You must agree to proceed with your purchase.

If the terms are not accepted, installment payments will not be available for that order.

Complete Your Purchase
Finalize your order and enjoy your products!

Choose your payment plan

Ready to get started?

Start shopping and choose Affirm at checkout to see your payment options

Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses. For additional disclosures, visit https://www.affirm.com/disclosures.